Children's Money & Responsibility Tracker
Jobs, earnings, saving, spending and giving — kept by the child, reviewed together once a month.
€12.00
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Printable PDF in A4 and US Letter, plus a hyperlinked edition for tablets. Instant download. English.
For personal use by you and your household. Not for resale or sharing.
WHAT'S INSIDE
- ◆A page for parents: four rules that make it work, and the monthly review
- ◆House rules to agree and sign together
- ◆Four weekly job charts
- ◆An earnings log that separates money earned from money received
- ◆The spend / save / give split, with a month-by-month table
- ◆Two savings goals with colour-in progress charts
- ◆The thirty-day wait list
- ◆"What things actually cost" — a price-detective exercise
- ◆Three monthly money pages and a review page with a note from a grown-up
- ◆First business idea, jobs for other people, money words, compound interest, a giving log and a year overview
ABOUT THIS PIECE
Children learn money the way they learn a language: by using it, badly at first, in front of someone patient. This tracker gives them their own pages to run — chores, earnings, a spend/save/give split, savings goals with a chart to colour in, a thirty-day wait list for things they think they want — and gives the parent a ten-minute monthly review with two questions that never turn into a lecture.
It also teaches the idea most adults never fully absorb: money is made by solving somebody's problem. There is a page for the child's first business idea, and one for the jobs they do for other people.
## How to use it
Print it or use it on a tablet. The child fills it in; the parent only runs the monthly review. Agree the split once, let them spend badly sometimes, and never use their answers as evidence later.
## Best for
Children roughly 7–14 and their parents or grandparents.
A SAMPLE PAGE